Utah Financial Services Agency Spreading the Word to Utah Consumers with Heart Conditions

MassMutual reaffirms commitment to make life insurance more broadly available to persons with heart conditions

Salt Lake City – Up to date diagnostic and treatment advances are resulting in broader life insurance coverage for many people with cardiovascular conditions. Conditions such as coronary artery, valvular and congenital heart diseases are being regularly reviewed by Massachusetts Mutual Life Insurance Company (MassMutual), a move that helps more people protect their families financially despite wrestling with the serious illness.

Heart disease is the leading cause of death in the United States – resulting in nearly 30 percent of all deaths – and is a major cause of disability1. The death rate from cardiovascular disease declined by nearly 28% from 1997 to 2007,”  according to Heart Disease and Stroke Statistics in the 2011 Update to the medical journal” Circulation.”

“Many people in our area with medical conditions related to heart disease may now be eligible for life insurance,” said Todd Reid, General Agent.  “MassMutual underwriters look at a ‘whole’ person and provide incentives for people to live healthier lifestyles via ‘credits’ to reduce premiums, such as not smoking, managing cholesterol and blood pressure, and maintaining a healthy weight.”

Last year, MassMutual updated underwriting guidelines for valvular and congenital heart disease. The company, over the last two years, has also updated its life insurance underwriting guidelines for persons suffering from diabetes as well as various forms of cancer – breast, prostate and kidney.

“People should not assume they cannot get coverage because of past medical conditions,” said Todd Reid, General Agent. “We encourage them to speak to your trusted financial professional.”

To learn more, visit Intermountain Financial Group’s website at http//www.intermountainfinancialgroup.com and massmutual.com, or call 801-943-6277 to contact a financial services professional.

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About the Local Agency:

For more than 157 years, local residents and businesses rely on Intermountain Financial Group (http://www.intermountainfinancialgroup.com) to help them secure their financial futures. The company significantly impacts Utah’s economy as seen in the numbers below (as of December, 2010):

  • More than 14,000 policyholders and clients1
  • Servicing over $711 million in assets2
  • Over $3.9 billion in life insurance coverage in force3
  • Over $28 million of life insurance benefits (claims) paid4
  • More than $8 million in dividends to whole life policyholders5

The company has been in awarded the national Sloan When Work Works award in 2011, 2010, 2009 and 2008, as well as the Work/Life Award by the Utah Department of Workforce Services in 2011, 2010, 2008 and 2007 naming them one of Utah’s best places to work. The company currently has offices in Salt Lake City, Utah and St. George, Utah.

* * *

*Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. member SIPC.  (Salt Lake City Agency – 6340 S. 3000 E., Suite 500, SLC, UT  84121 – (801) 943-6277)

MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives.

Insurance offered through MassMutual and other fine companies.

1.            An insured, owner, or payer of a MassMutual policy or contract.

2.            Includes values of MassMutual and subsidiary insurance companies’ insurance and retirement products and investment products offered through MML Investors Services, LLC, a MassMutual subsidiary.

3.            Amount of individual life insurance in force as of 12/31/10 related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company.

4.            Amount of individual life insurance claims paid from 1/1/10 to 12/31/10 related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company.

5.            The amount of dividends to whole life policyholders in 2010.

About MassMutual

Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, LLC, Member FINRA and SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.

CRN201401-156485

1Heart Disease and Stroke Statistics – 2010 Update.  A report from the American Heart Association Statistics Committee and Stroke Statistics Subcommittee.

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About Intermountain Financial Group, LLC
Our company is built on a solid foundation of excellent client service and in-depth industry knowledge. Our focus is helping you improve your quality of life through financial peace of mind. We offer a wide variety of products and services to help you solve today’s personal and business financial problems and to prepare for the future. For more than a century, the Intermountain Financial Group/MassMutual (IFG) www.intermountainfinancialgroup.com has provided a comprehensive offering of a diverse array of products, including life insurance, annuities, disability income insurance, long term care insurance, retirement planning products, mutual funds, and access to money management to individuals and businesses in Utah and most of United States. IFG currently has offices in Salt Lake City, Provo, and St. George, Utah. IFG has also been recognized as one of the best places to work in Utah by the Work/Life Awards Committee for 2011, 2010, 2008, and 2007 and the national Sloan When Work Works award in 2012, 2011, 2010, 2009, and 2008.

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